Our Process

We actively work with a limited number of successful professionals, corporate executives, business owners, entrepreneurs, individuals and families with substantial and complex assets. We work to pursue the fulfilling next stage in life they have always envisioned. A work-optional lifestyle, on their own terms.

Our clients appreciate our sophisticated but straightforward and simple approach to wealth management. We help our clients not only with their investment needs, but go beyond that to focus on advanced planning for taxes, wealth enhancement, wealth transfer, charitable giving and family governance. We are established to not only assist our clients, but also their children and grandchildren for many years to come.

How do we do it? We have developed and refined a process known as Wealthscan 360°™.

Our Wealthscan 360°™ process integrates our:

Wealth Management Formula
Our immersive and ongoing client discovery process
In tandem with state of the art planning, communication and relationship management

All integrated in order to provide you with a customized and comprehensive wealth management experience.

Our Wealth Management Formula

Wealthscan 360°™ utilizes the our time-tested Wealth Management Formula, designed to take the complexity of wealth management and break it down into simple language that our clients can easily understand. We want to review not just your investment plan, but every aspect of your life that has to do with your wealth.

Wealth Management

Financial goal analysis

Rate of return assumption

Risk evaluation

Portfolio construction

Tactical rebalancing

WE (Wealth Enhancement) Tax mitigation

WT (Wealth Transfer) Transfer assets to beneficiaries

WP (Wealth preservation) Asset preservation

FG (Family Governance) Family education of core values

CG (Charitable Giving) Magnifying gifts to charities

CRM (Client Relationship Management)

APT (Advanced Planning Team)

Discovery Process

Our Wealthscan 360 Wealth Management Discovery and Consultative Process employs a comprehensive series of steps to uncover any gaps that our clients may be exposed to as it relates to their life and financial goals.

Our discovery process is immersive. Your financial plan is comprehensive. Recommendations are implemented and monitored so you that you have confidence in your unique journey ahead.

Additionally, our interactive Noble Birch Wealthscan 360°™ Client Portal (video below) combines state of the art account access with interactive advanced planning capabilities at your fingertips. As a complement to your ongoing strategy meetings here at the office, we are also able to collaborate with you online. Your portal also has a secure document vault and a meeting tool that allows us to strategize with you when you are traveling, vacationing or enjoying your second home. One of our goals is to keep you financially organized and to have your complete financial picture available whenever you need it. Retirement is fluid. Your plan should be as well.

All investing involves risk including loss of principal. No strategy assures success or protects against loss.

Over time, it’s likely you’ll experience different levels of need from each financial planning area. The situation is fluid. What we do for you evolves as your life unfolds. But the underlying structure and support you receive remains constant. That’s real wealth management through Noble Birch Wealth Management-Wealthscan 360°™....built and designed with you in mind.

Retirement Planning

Our thorough analysis of your resources, circumstances, needs and goals is the basis for a customized financial plan and investment strategy.

Your personalized plan will be designed to help address the goals and concerns most important to you, such as building toward and sustaining a comfortable retirement, optimizing your Social Security strategy, providing for your children’s or grandchildren’s education, planning your legacy through a carefully designed estate, seeking to maximize tax advantages and selecting appropriate insurance policies.

Investment Management

Using time-tested principles of asset allocation and modern portfolio theory, we implement portfolios that may combine a mix of investments such as stocks, bonds, mutual funds, exchange-traded funds. alternative strategies, and annuities. This blend of assets will be geared to your goals, risk tolerance, preferred time frame and stated investment objectives.

Our years of experience and pooled market knowledge help provide you with personalized investment guidance and well-informed, thoroughly researched recommendations. We regularly meet with you to discuss and review the components of your portfolio so that your investment strategy remains consistent with your objectives.

We offer a full array of investment products and services for:

Individual, Joint and Trust Accounts
Retirement Accounts (IRAs, SEP, SIMPLE, Solo 401k, Company Plans)
529 College Savings Plans
High Net Worth Individuals & Families

Tax Planning

Integrating prudent tax reduction strategies into your financial plan is in our opinion....imperative. We practice what we preach. All financial advisors at our firm are not only knowledgeable of the tax code, but are experienced tax practitioners that have each personally prepared thousands of tax returns.

Keeping an eye on the bottom line, after taxes, is one of our core philosophies.

We provide the following tax services to our clients:

Tax Planning
Tax-Advantaged Investing
Structuring Income for Tax Minimization
IRA Distribution Strategies (Pre and Post age 70 1/2 RMD)
Year-End Tax Planning (gain/loss harvesting, deduction planning, income deferral)
Minimizing Taxes for Heirs

Insurance & Estate Planning

We believe your comprehensive financial plan must consider and prepare for the unexpected – such as accidents, illnesses and disability. Our team helps you think ahead and consider different scenarios, then prepare contingency plans to address them.

We understand that while risk cannot be eliminated, it can and should be mitigated. We evaluate existing risk management strategies, and as needed, recommend necessary strategies for:

Life Insurance
Long Term Care Insurance
Disability Insurance

Prudent estate planning is a core element in any financial plan. Our estate planning services include:

Ongoing review of account titling and beneficiary structuring
Coordination with attorneys in Noble Birch's network or with your own attorney to help create new documents (ie: Will, Power of Attorney, Living Will, Trusts) or ensure current plan is still appropriate
Assist in transferring assets to your Living Trust when applicable
Inherited IRA planning

Noble Birch Wealth Managment and LPL Financial do not provide specific individualized tax or legal advice. We suggest that you discuss your specific situation with a qualified tax or legal advisor.