Our Services and Our Process - Wealthscan 360°™.
Our clients are successful professionals, entrepreneurs, individuals and families with substantial assets often requiring complex planning. We work to pursue the fulfilling next stage in life they have always envisioned. A work-optional lifestyle, on their own terms.
We provide our clients with a sophisticated but straightforward approach to wealth management. We not only customize investment strategies, but also bring additional focus to advanced planning for taxes, wealth enhancement, wealth transfer, charitable giving and family governance.
How do we do it? We have developed and refined a process known as Wealthscan 360°™. Our Wealthscan 360°™ Wealth Planning Process is designed to assist you in pursuing your goals and realizing your vision for living a life of significance. Our process is built to evaluate your entire financial situation and build a comprehensive plan for both your present and your future. It all starts with an in depth Discovery Meeting.
As a client, you gain access to institutional-grade investment management, selected and monitored through careful research and analysis. From there, we add some of the most meticulous and invigorating financial planning you can find, performed by our dedicated team of caring advisors and network of specialists.
Over time, it’s likely you’ll experience different levels of need from each financial planning area. The situation is fluid. What we do for you evolves as your life unfolds. But the underlying structure and support you receive remains constant. That’s real wealth management through Noble Birch Wealth Management-Wealthscan 360°™....built and designed with you in mind.
Retirement Planning
Our thorough analysis of your resources, circumstances, needs and goals is the basis for a customized financial plan and investment strategy.
Your personalized plan will be designed to help address the goals and concerns most important to you, such as building toward and sustaining a comfortable retirement, optimizing your Social Security strategy, providing for your children’s or grandchildren’s education, planning your legacy through a carefully designed estate, seeking to maximize tax advantages and selecting appropriate insurance policies.
Investment Management
Using time-tested principles of asset allocation and modern portfolio theory, we implement portfolios that may combine a mix of investments such as stocks, bonds, mutual funds, exchange-traded funds. alternative strategies, and annuities. This blend of assets will be geared to your goals, risk tolerance, preferred time frame and stated investment objectives.
Our years of experience and pooled market knowledge help provide you with personalized investment guidance and well-informed, thoroughly researched recommendations. We regularly meet with you to discuss and review the components of your portfolio so that your investment strategy remains consistent with your objectives.
We offer a full array of investment products and services for:
- Individual, Joint and Trust Accounts
- Retirement Accounts (IRAs, SEP, SIMPLE, Solo 401k, Company Plans)
- 529 College Savings Plans
- High Net Worth Individuals & Families
Tax Planning
Integrating prudent tax reduction strategies into your financial plan is in our opinion....imperative. We practice what we preach. All financial advisors at our firm are not only knowledgeable of the tax code, but are experienced tax practitioners that have each personally prepared thousands of tax returns.
Keeping an eye on the bottom line, after taxes, is one of our core philosophies.
We provide the following tax services to our clients:
- Tax Planning
- Tax-Advantaged Investing
- Structuring Income for Tax Minimization
- IRA Distribution Strategies (Pre and Post age 72 RMD)
- Year-End Tax Planning (gain/loss harvesting, deduction planning, income deferral)
- Minimizing Taxes for Heirs
Insurance & Estate Planning
We believe your comprehensive financial plan must consider and prepare for the unexpected – such as accidents, illnesses and disability. Our team helps you think ahead and consider different scenarios, then prepare contingency plans to address them.
We understand that while risk cannot be eliminated, it can and should be mitigated. We evaluate existing risk management strategies, and as needed, recommend necessary solutions for:
- Life Insurance
- Long Term Care Insurance
- Disability Insurance
Prudent estate planning is a core element in any financial plan. Our estate planning services include:
- Ongoing review of account titling and beneficiary structuring
- Coordination with attorneys in Noble Birch's network or with your own attorney to help create new documents (ie: Will, Power of Attorney, Living Will, Trusts) or ensure current plan is still appropriate
- Assist in transferring assets to your Living Trust when applicable
- Inherited IRA planning
