WHAT WE DO

Retirement Planning. It's what we do. We actively work with current and near-term retirees to help pursue and live the retirement they always envisioned. We have developed and refined a process that allows our clients to pursue a work-optional lifestyle and here is how we do it: First and foremost, every client gets institutional-grade investment management, selected and monitored through careful research and analysis. From there, we add some of the most meticulous and invigorating financial planning you can find, performed by our dedicated team of caring advisors and network of specialists.

Over time, it’s likely you’ll experience different levels of need from each financial planning area. The situation is fluid. What we do for you evolves as your life evolves. But the underlying structure and support you receive remain constant. That’s real wealth management through Noble Birch....built and designed with you in mind.

OUR SERVICES (How We Do It)

In order to meet the various needs of your complete financial life, we’re pleased to offer you a comprehensive array of services that can be tailored to your individual needs and objectives. Because we are an independent firm, our decisions and recommendations are based on your best interests, not on promoting certain products or investments. Our retirement planning, investment, tax, and insurance resources combined with our network of legal professionals helps us coordinate all the components of your plan into one cohesive wealth management strategy.

Retirement Planning

Our thorough analysis of your resources, circumstances, needs and goals is the basis for a customized financial plan and investment strategy.

Your personalized plan will be designed to help address the goals and concerns most important to you, such as building toward and sustaining a comfortable retirement, optimizing your Social Security strategy, providing for your children’s or grandchildren’s education, planning your legacy through a carefully designed estate, seeking to maximize tax advantages and selecting appropriate insurance policies.

Investment Management

Using time-tested principles of asset allocation and modern portfolio theory, we implement portfolios that may combine a mix of investments such as stocks, bonds, mutual funds, exchange-traded funds. alternative strategies, and annuities. This blend of assets will be geared to your goals, risk tolerance, preferred time frame and stated investment objectives.

Our years of experience and pooled market knowledge help provide you with personalized investment guidance and well-informed, thoroughly researched recommendations. We regularly meet with you to discuss and review the components of your portfolio so that your investment strategy remains consistent with your objectives.

We offer a full array of investment products and services for:

Individual, Joint and Trust Accounts
Retirement Accounts (IRAs, SEP, SIMPLE, Solo 401k, Company Plans)
529 College Savings Plans
High Net Worth Individuals & Families

Tax Planning

Integrating prudent tax reduction strategies into your financial plan is in our opinion....imperative. We practice what we preach. All financial advisors at our firm are not only knowledgeable of the tax code, but are experienced tax practitioners that have each personally prepared thousands of tax returns.

Keeping an eye on the bottom line, after taxes, is one of our core philosophies.

We provide the following tax services to our clients:

Tax Planning
Tax-Advantaged Investing
Structuring Income for Tax Minimization
IRA Distribution Strategies (Pre and Post age 70 1/2 RMD)
Year-End Tax Planning (gain/loss harvesting, deduction planning, income deferral)
Minimizing Taxes for Heirs

Insurance & Estate Planning

We believe your comprehensive financial plan must consider and prepare for the unexpected – such as accidents, illnesses and disability. Our team helps you think ahead and consider different scenarios, then prepare contingency plans to address them.

We understand that while risk cannot be eliminated, it can and should be mitigated. We evaluate existing risk management strategies, and as needed, recommend necessary solutions for:

Life Insurance
Long Term Care Insurance
Disability Insurance

Prudent estate planning is a core element in any financial plan. Our estate planning services include:

Ongoing review of account titling and beneficiary structuring
Coordination with attorneys in Noble Birch's network or with your own attorney to help create new documents (ie: Will, Power of Attorney, Living Will, Trusts) or ensure current plan is still appropriate
Assist in transferring assets to your Living Trust when applicable
Inherited IRA planning

Collaboration and Communication.

In addition to your ongoing strategy meetings here at the office, we are also able to collaborate with you online. Our client portal with its advanced planning tools and secure document vault allow us to strategize with you when you are traveling, vacationing or enjoying your second home. One of our goals is to keep you financially organized and always have your complete financial picture available at your fingertips. Retirement is fluid. Your plan should be as well.